FACTOR, Factor, factor, Our company works to helps yours to factor your accounts receivable but we also offer many other services.


CERTIFIED BY THE AMERICAN CASHFLOW ASSOCIATION		(417) 630-4042 FAX: CALL FOR INFO. Email: factoringbob@yahoo.com
	FACTOR, Factor, factor FACTOR ACCOUNTS RECEIVABLE &
	OTHER SERVICES OFFERED

Does your business need help in order to factor ?? If so, as a business, its all we do!! No one else will come close, to helping your company factor than US!! No factor, is as diverse as us. We factor accounts receivable in all sizes. No amounts or invoices are too small or too large for us to factor. We help your business to factor in the amount of thousands of dollars per month, we also help your company to factor in the amount of millions of dollars per month. No amount is too large or too small for us to factor. Need to factor accounts receivable?? Factor with Fluid Financial Services, Inc.! You'll be glad you did. Fluid Financial Services works with hundreds of different factor funding sources. This unique business relationship with all of these companies allows us to get you the most money for your businesses factor needs. We are also able to offer the lowest rates in the pursuit of your businesses factor needs!! No one will be able to help your company to factor, like we can! We ARE a broker! Why is this good for YOU?? We work with hundreds of factors to get you the LOWEST possible rates!! Individual factoring companies have ONE percentage rate that they charge!! We work with hundreds of factors!! Our fees, although VERY small, are paid for by the factoring companies, NOT you!! And best of all, ALL fees, related to factoring, although VERY small, are a legitimate 100% business tax expense and DEDUCTION!! Ask your accountant!! So basically, it costs your business, NOTHING, to get paid quickly!! Some companies specialize by industry, some have minimums, some have maximums per month!! We pair you with the CORRECT factor for your company!! Factor with US!! You'll be VERY glad your company or business, decided to call or email us, to get stated to factor!!

Fluid Financial Services is the expert in order to help you, or your business, factor accounts receivable. Let us help you or your company or business get started, in the very important, and VERY reasonable, financial solution, to factor . To help your business, become and stay successful, through our help, in order to factor. What are you waiting for?? Call or email us today, to get started to factor!! Factor with us!! You'll be glad your business decided for ours, to find the RIGHT factor, for your company, to factor your accounts receivable!!

Please feel free to call us regarding any information that you may need, concerning the help, for your business, to factor your accounts receivable.

Structured settlements and class action awards

A structured settlement is a method of paying damages to a plaintiff (injured party) over a period of time when a lawsuit is settled. Structured settlements usually result from personal injury cases, specifically that involve: product liability, motor vehicle collisions, wrongful death, medical malpractice. In those cases, parties involved often agree to have damages paid over a period of years rather than with one lump sum. The damages are usually funded in the form of an annuity contract issued by an insurance company. We can offer you a lump sum payment for your award versus payments over a period of time.
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Consumer and commercial judgments

A judgment is a court-ordered award, usually requiring individuals or other entities to pay a sum of money. A judgment results from a lawsuit against an individual, business, or organization. Even if a large judgment is awarded to a defendant, the defendant may have the right to appeal the decision. The costs of the appellate process can create a financial hardship for clients and their lawyers during a lengthy appeal. We allow plaintiffs to pre-sell their civil jury verdicts for an immediate lump sum of cash. This selling process gives the plaintiff the means to pay for competent appellate counsel to vigorously defend a judgment on its merits and remove any financial urgency to accept an unfair settlement offer. What is unique about this type of transaction is that the purchase is free from the risk of reversal. If the amount of the judgment is decreased, the funding source assumes the loss. We can allow plaintiffs to pre-sell their civil jury verdicts for immediate cash.
Call us for more information on this subject.

Lottery winnings

Lottery winnings are payments, usually annual, paid by state lottery commissions to lottery winners. We will purchase future lottery payments to a winner who wants or needs an immediate lump sum payment rather than a series of smaller payments over time.
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Farm production flexibility contracts and conservation reserve payments

Farm production flexibility contracts (PFCs) are fixed, declining annual federal payments made to farmers and agricultural businesses. Under the Federal Agriculture Improvement and Reform (FAIR) Act of 1996, also known as the Farm Bill, farm production flexibility contracts were established in order to help the farming industry make the transition from a subsidized business to a free market enterprise. In addition to farm contracts, the Farm Bill established the conservation reserve payments (CRPs) for farmers. Under the Conservation Reserve Program, landowners who sign contracts agree to convert highly erodible and other environmentally sensitive cropland to approved conservation uses for 10 to 15 years in return for annual rental payments. Under Section 114(f), Subtitle B of Title I of the Farm Bill, production flexibility contracts and conservation reserve payments are completely assignable to a third party. We will offer a lump sum of cash in exchange for payments over a long period of time. We can purchase all or only a portion of the payments to be made to the farmer.
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Medical receivables

Medical receivables are payments owed to health care providers and manufacturing companies by private insurance companies, Medicare, or Medicaid, Health management organizations (HMOs), preferred provider organizations (PPOs) or worker compensation awards. In the medical industry, repayment from these sources can take anywhere from 60 to 120 days. We will purchase these receivables immediately, with no long term contract involved. Medical companies and doctors can sell one month of receivables, or sell them every month generating immediate business cashflow.
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Annuities

An annuity is a contract that provides a stream of payments to a person designated as the beneficiary (recipient of benefits). Generally, annuities are purchased through a life insurance company. Annuities are very flexible savings vehicles. Corporations, for example, can purchase annuities as a pension fund for their employees. Insurance companies can buy them to provide a payout for a lawsuit settlement. Individuals can buy them as an estate planning tool - naming their children, grandchildren, a trust or charity as the beneficiary. We will purchase some or all of your annuity payments for a lump sum of cash.
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Viatical settlements

A viatical settlement is an arrangement in which a terminally ill or elderly person sells his or her life insurance benefits for a lump sum payment. A viatical settlement enables a terminally ill or elderly individual to get cash for an otherwise non-liquid, inaccessible asset. Viatication is the most widely known way of raising funds for the terminally ill. The Health Insurance Portability and Accountability Act of 1996 contained a provision granting terminally ill individuals the right to sell their life insurance policies for a lump sum tax-free payment. Funds do not have to be used for medical care. They can be used for mortgage payments, insurance premiums, medical bills, living expenses, gifts to family members, or for any other purpose the individual wishes.
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Prizes and awards/casino winnings

Prize and award payments are future payments or installment payments individuals may receive when they win prizes from corporations, radio stations, foundations, sweepstakes, game shows, and casinos. Prize and award payments are similar to lottery payments in that they are not always paid out in one lump sum. Instead, they may be paid out over a number of years in the form of an annuity. Even though the dollar amount of the prize may be high, when winnings are rationed out over a long period of time, the installment payments may be relatively small. Should you decide to sell future award or prize payments, we will offer you one lump sum of cash for them.
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Inheritances/trust advances

An inheritance is created when an individual passes away and leaves an amount of money to his or her heirs. A trust is a property interest, typically an account, held by one person for the benefit of another. On average, heirs wait at least nine months before receiving their inheritance. It is quite common for individuals waiting to receive an inheritance to need or desire an immediate advance on the amount they are expecting. Similarly, individuals awaiting the proceeds from a trust may desire an advance on a portion of the funds they are waiting to gain access to. Through our company, heirs and trust beneficiaries can receive an advance on all or a portion of their inheritance.
Call us for more information on this subject.

Privately held airplane notes

We will offer a lump sum of cash for a privately held note (owner financing) on a private plane, private jet, or helicopter. We also offer point-of-sale financing to aircraft dealers. This is a system in which notes are sold to us immediately after they are created by the dealer. This service allows dealers to offer better credit terms to potential customers without securing a bank line of credit.
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Automobile notes

We will not purchase the notes involving person-to-person sales of automobiles. We will purchase large portfolios of automobile notes originated through automobile dealers that offer buy here pay here financing.
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Privately held business notes

It is much more difficult to get a bank loan for the purchase of a small business than it is to get a loan for a home. About 85% of all business sales involve some owner financing. We will purchase privately held business notes created through owner financing. We also offer point-of-sale financing tailored to business brokers. This is a system in which business notes are sold to us immediately after they are created by the owner. This service allows more potential customers for the business broker, while getting immediate cash for the owner.
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Marine notes

A marine note or boat note is a promissory note secured by a marine craft. Marine notes are collectively known as marine paper. Marine paper is created when a boat is purchased and the seller (either the marine dealer or individual) provides the financing. We will purchase individual marine notes if they are large enough. We will purchase all or part of your marine notes. We will purchase portfolios of marine notes held by marine dealers. We offer point-of-sale financing to marine dealers. This is a system in which notes are sold immediately after they are created by the dealer.
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Privately held mortgage notes

A privately held mortgage note is an official promissory note a buyer gives a seller in exchange for a piece of property. A private mortgage note is created when a real estate owner sells a piece of property using owner financing. Owner financing means the property seller, rather than a bank or lending institution, finances the sale of the real estate. We offer the highest prices for the purchase of privately held mortgage notes. We will purchase the entire note, we will purchase a portion of the note, we will purchase the balloon payment. We will even purchase future payments so that you can receive a lump sum of cash while continuing to receive payments from the original buyer.
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RV and motor home notes

Recreational vehicle notes are promissory notes secured by a recreational vehicle. A recreational vehicle note is created when a recreational vehicle is purchased and the seller provides the financing. We will purchase individual notes, if the notes are large enough. We will purchase portfolios of recreational vehicle notes. We offer point-of-sale financing to recreational vehicle dealers. This is a system in which notes are sold immediately after they are created by the dealer.
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Privately held mobile home notes

A mobile home note is a promissory note (by an owner or dealer) secured by a mobile home. One of every three new homes sold in the U.S. is a mobile home. People who purchase mobile homes often have a difficult time obtaining financing. Mobile homes depreciate over time, so banks do not consider older mobile homes adequate collateral for a loan. They typically will not finance a mobile home that is more than five years old. Because of the lack of financing options available to buyers, mobile home dealers and sellers often have to finance the sale of mobile homes themselves. We will purchase all or part of your (dealer or owner) owned mobile home notes.
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Equipment notes

An equipment note is created when equipment is purchased and the seller (an individual or dealer) provides the financing. Equipment notes may be secured by all types of equipment, including: printing equipment, computer equipment, office equipment, manufacturing equipment, tractors, harvesters, and other farming equipment, construction equipment, forestry equipment, industrial equipment, material handling equipment, and hydraulic systems. We will pushes individual notes, if the notes are large enough. We will purchase large portfolios of equipment notes. We offer point-of-sale financing to equipment dealers. This is a system in which notes are sold immediately after they are created by dealer.
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Royalty payments/license and franchise fees and commissions

A royalty payment is a share or percentage of earnings paid to someone who has an ownership interest in the item generating the revenue. When an individual or business creates books, software, music, drawings, photographs, or other works, the creator owns the rights to reproduce and market the work. The creator of the work may transfer all or a portion of these rights. An inventor may receive a royalty each time an article is sold under a patent. Royalties may result from the transfer of ownership of photographs, books, screenplays, software, and other copyrighted or patented works . License and franchise fees are similar to royalties, except they are paid to inventors, patent holders, and others for the right to use a name, trademark, or other intangible property. Commissions are a form of income paid to sales representatives based on their amount of sales for a particular time period. The benefit of working with our company is that you do not have to wait months or years to receive his or her royalty, fee, or commission income. You can get immediate cash for whatever you please.
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Funeral purchase assignments

A funeral purchase assignment is created when an individual uses an insurance policy on the deceased as payment for funeral services. A funeral home will accept an insurance policy in lieu of cash, but insurance companies often take weeks or months to issue payment. If the funeral home needs immediate cash to cover the expenses of the funeral or operate its business, it can sell its funeral purchase assignments. The majority of funeral homes (85%) are family owned. They handle approximately 167 funerals per year. If a funeral home handles as many as four funerals a week, the business may incur up to $22,000 in costs, not including its other operating expenses. This could create a cashflow problem for the funeral home owner. If business increased more than normal, the funeral home may not have enough cash reserve on hand to cover its expenses. We can purchase the funeral companies insurance policies to generate the immediate cashflow it needs to keep its business growing.
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Condominium assessments

Condominium assessments are fees condominium associations collect from owners (usually monthly or quarterly) to cover the shared maintenance, repair and improvement of the community. Members of the condominium association may incur additional fees for additional expenses that exceed the association's operating budget or fees. These expenses could result from uninsured losses, insurance deductibles, pollution liability or catastrophic damage resulting from severe storms or weather. We can get these associations the working capital they need by the purchasing of future or past due assessments.
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If your you or your business is involved in any of the above financial transactions, our business can get you the working capital that you seek.

Give us just one five minute phone call, to explain to you just how easily we can help your business get all the capital it needs to become successful, through the use of a factor, and to STAY successful, through the CONTINUED use of a factor!

If your business is interested in acquiring working capital through the financial service, to help you factor your accounts receivable, or any one of our other financial services, please contact us at :

(417) 630-4032

One of our consultants will be happy to answer any of your questions, concerning the use of a factor.

Fax:Call for info.

Send us an email to find out how our company can help your company, get started, with the important financial business decision, to factor your company's accounts receivable today!! Let our company, help your business, find the CORRECT factor, who WILL work with your company!! Your business WILL become successful and STAY successful, through the important financial decision to factor! You'll be glad you decided to factor, with us!!

Email: factoringbob@yahoo.com

We are currently helping many businesses, factor their accounts receivable, in the following states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho State, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming. Call us or email us today, to help you or your company, factor your accounts receivable.

Copyright of: Fluid Financial Services Inc.

Robert Pryel
President & CEO
Fluid Financial Services Inc.

Why wait 30,60,90,120 days to be paid for your businesses invoices. Banks don't offer interest free loans for 30,60,90,120 days, and neither should you! Bill today, get paid today! Call us today to find out how, to find a factor who WILL, work with your business!!

If you can answer yes to these 3 questions, our company can help you!
1.) Are you a U.S. based business?
2.) Are you incorporated?
3.) Are you (business to business) not (business to consumer)?
If you can answer yes to these 3 questions, our company can get you paid in 24 hrs. on your businesses invoices! (Money wired into your bank account within 24 hrs.!!) No more waiting 30, 60, 90, 120 days to get paid!

Fluid Financial Services Inc. is the expert in helping, you or your business to factor. To factor accounts receivable, call us!! It is all we do!! Let us help you or your company or business get started to factor your company's accounts receivable. You'll be glad that you decided to factor with us!! NO more waiting!! Your businesses invoices, paid WITHIN 24 hrs!! Money wired into your company's bank account!! DON'T wait ANY more!!

Copyright of: Fluid Financial Services Inc.

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